Affiliate Program.
You keep the relationship. We connect the client to the right specialist.
Every line of insurance is its own business, with its own licence, its own carriers and its own expertise. Most professionals choose to master one. The MaliCare Affiliate Program lets you serve the rest of your client's needs without leaving your lane: refer the client, and the network routes them to a specialist matched by line, state and need, who must respond within one business day. You follow every referral from your dashboard.
Built for two kinds of professional
The network is open to anyone whose clients have needs beyond their own specialty, and it works in both directions.
Licensed insurance agents
A health agent whose client asks about life cover. A commercial agent whose client needs coverage at home. Rather than learning a new line, a new carrier panel and a new set of systems, you refer the client to a specialist and stay focused on the business you do best.
Professional partners
Accountants, attorneys, financial planners, bookkeepers and auditors who see insurance needs every day but do not write policies. Refer a client with confidence that they will be handled by a licensed specialist, quickly and properly.
And the referrals flow both ways. Agents in the network can refer their own clients out to accountants for tax planning, attorneys for wills and estates, bookkeepers, and retirement planners. Every member is both a source and a destination.
Four steps, and only the first one is yours
Submit the referral
Enter the client and what they need. A few fields, under a minute, from any device.
The network matches it
The referral is routed automatically to a specialist by line of business, the client’s state and the specific need.
One business day, guaranteed
The receiving specialist must make contact and update the referral within one business day. If they do not, it moves to another qualified specialist automatically.
Track it and get paid
Follow every referral from first contact to outcome, and see exactly what you have earned and what has been paid.
No referral is left waiting
The reason most professionals stop referring is simple: they send a client somewhere, and the client never hears back. That reflects on the person who made the introduction.
The network is built so that cannot happen. Every receiving specialist works to a one-business-day response standard, and the system enforces it rather than relying on good intentions. A referral that is not picked up in time is reassigned, so your client is always looked after and your reputation is protected.
Every referral, in plain sight
Live status
Where each referral stands, from the moment it is received to the moment it closes.
Everyone you have referred
A complete record of your referrals and the specialist handling each one.
What you have earned
Compensation due on each referral, clearly itemised.
What has been paid
Payment history in one place, so nothing needs to be chased.
Referral compensation is paid where permitted and in line with applicable state regulations and program terms.
Serve the whole client. Stay in your lane.
Joining takes three short steps: your details, a password and a code sent to your phone.